At KRC our executives will help to arrive at the correct value that you should insure your car for. Our executives will assist in completing the documentation in case you are replacing your car and your NCB has to be transferred. KRC executives will coordinate with the insurance company to execute your insurance claims in case your car meets with an unfortunate accident.

Tips on Safe Driving

Fasten your seat belts

Aside from following traffic signs and obeying the rules of the road, buckling up your safety belt may be the single most dramatic move you can make to reduce your health risks. Deaths and injuries that occur every year due to car accidents could be reduced by about half if both drivers and passengers used their safety belts. Make sure that everyone in your vehicle is strapped in, and that small children are secured in safety seats before you take off. It can save your life, and it's the law!

Have a clear head

Alcohol and certain drugs, both illegal and legal, can severely impair your driving skills. Many prescription and over-the-counter medications can cause dangerous drowsiness. Get a good night's rest and don't drive for long stretches without a break. If you are tired, don't risk the safety of yourself and others on the highway by trying to drive.

Limit driving alone when tired

Driving with someone else in your vehicle can increase your overall alertness. It is well recognized that when driving alone, especially when sleep deprived and at night, your chances of a crash are dramatically increased.

Read the lables

If you are taking any medications, be sure to read and obey the warning labels. If the label says the medication causes drowsiness or not to drive heed the warning and don't drive. The warnings are there for a reason. Consult with your doctor or pharmacist if you have any questions or to ask about medications for your condition that don't cause drowsiness

Plan Ahead

Allow yourself plenty of extra time to reach your destination and allow for emergencies or traffic jams. In todays busy world most of us are in a hurry to get where we are going. By allowing extra time we can be more relaxed when operating our vehicles and thereby cut down on the incidences of road rage, such as excessive speeding, tailgating and weaving in and out between cars.

Relax

Avoid aggressive driving by relaxing and having patience. By not being in such a rush to reach your destination you will be a calmer person and won't need to speed and run red lights.

If you start to feel tired when driving pull over in a safe area and let someone else drive. If you are alone, pull into a safe location such as a well-lit rest stop and take a short nap or get out of the car and walk around for a few minutes. Stop as often as necessary. When traveling on long trips, eat light. Large, heavy meals can make you drowsy.

Keep your eyes on the road

Avoid taking your eyes off the road by eliminating any possible distractions ahead of time. Before setting out on a drive, be sure that important items are within easy reach, i.e. directions and maps, sunglasses, etc. Reduce to minimum possibly dangerous diversions of your attention from the tasks of safe driving such as changing tapes or compact discs and always pull over to a safe place to use your cellular telephone.

Respect other drivers

• Courteous driving is a key to reducing traffic crashes.
• Yield the right-of-way at intersections.
• Give proper signals well ahead of time to let others know what you are going to do.
• Keep a safe distance from the car ahead of you.
• Do not weave in and out of traffic.

Night Driving

Traffic death rates are three times greater at night than during the day, yet many of us are unaware of night driving's special hazards or don't know effective ways to deal with them. Driving at night is more dangerous than during the day. Ninety percent of a driver's reaction depends on vision, and vision is severely limited at night. Depth perception, color recognition and peripheral vision are compromised after sundown.

Fatigue also adds to the danger of night driving. Drowsiness makes driving more difficult by dulling concentration and slowing reaction time. Alcohol is the single most significant factor in fatal traffic crashes, playing a part in more than half of all motor vehicle-related deaths. That makes weekend nights more dangerous. More fatal crashes take place on Friday and Saturday nights than at any other time in the week.

Effective measures to minimize these after-dark dangers can be taken by preparing your car and following special guidelines while you drive:

• Prepare your car for night driving. Clean headlights, taillights, signal lights and windows once a week, more often if necessary.
• Aim your headlights properly. Misaimed headlights blind other drivers and reduce your ability to see the road.
• Don't drink and drive. Not only does alcohol severely impair your driving ability, but it also acts as a depressant. Just one drink can induce fatigue.
• Avoid smoking when you drive. Smoke's nicotine and carbon monoxide hamper night vision. Turn your headlights on if there are any doubts. Lights will not help you see better in early twilight, but they'll make it easier for other drivers to see you.
• Being seen is as important as seeing. Reduce your speed and increase your following distances. It is more difficult to judge other vehicle's speeds and distances at night.
• Don't overdrive your headlights. You should be able to stop inside the illuminated area. If you're not, you are creating a blind crash area in front of your vehicle. Keep your headlights on low beams when following another vehicle so you don't blind the driver ahead of you. If an oncoming vehicle doesn't lower beams from high to low, avoid glare by watching the right edge of the road and using it as a steering guide.
• Make frequent stops for light snacks and exercise. If you're too tired to drive, stop and get rest. If you have car trouble, pull off the road as far as possible.
• Warn approaching traffic at once by setting up flares or reflecting triangles near your vehicle and 300 feet behind it. Turn on flashers and the dome light.
• Observe night driving safety as soon as the sun goes down. As your eyes are adapting to the constant change in amount of light, twilight is one of the most difficult times to drive.
    

Anti-theft tips

Lock your vehicle and pocket the keys

The majority of stolen vehicles are left unlocked, often with the keys in the ignition. Whether you leave it for a moment or for several hours, always lock it and take the keys with you. NEVER leave your vehicle with the engine running. This is an open invitation to the "joyrider".

Secure Valuables and Parcels

Never leave unattended in your vehicle, cheque books, credit cards, or other such articles. Lock valuables in the trunk.

Park in Well-Lit and Busy Areas

This is important for both your personal safety and the protection of your automobile and its contents.

Check list for Better Driving

Periodically check the following 

• Engine oil, for long life of your car engine.
• Radiator Coolant, to avoid engine getting over heated.
• Battery Water Level, for proper start-up & long life of your car battery.
• Tyre Air Pressure, to avoid wear & tear and long life of your car tyre.
• Look below your car for any Engine Oil, Gear Oil or water leakage patches, every day.After taking your Seat on the Steering Adjust your seat, so that you are comfortable while driving and your rear view mirrors, to get a clear view of cars coming from the rear. After Starting your Car, See that the Hand Brake Indicator Light is Off; if On, Release the Hand Brake.
• Oil Pressure Indicator Light goes Off; if On, Check Engine Oil Level.
• Battery Charger Indicator Light is Off; if On, the Alternator is not working.
• Engine runs on Idle for some time so that all the Bearings get lubricated.
• Check your clutch & brake play.

Monsoon Tips

• Always drive in a low gear while crossing a flooded road.
• Check your Brakes when your car crosses a flooded road.
• If Brakes are slipping, warm them up slightly pressing the brake paddle & accelerator, release when Brakes warm up.
• Avoid opening the bonnet when it is raining.
• Avoid water spilling on the electrical circuit.
• Avoid water spilling into the fuel tank.
• Check if Tyres are worn out replace them.
• Oil your Wiper Machine if in working order or repair it if not working.
• Check Wiper Blades. If rubber is worn out, replace
• Check Head light for correct angle of light beam.
• Check water level of Windshield Washer Tank.

Flat Tyre

• Slightly loosen the nuts of the Punctured Wheel Rim.
• Put the Tyre jack under the axis or pad only and raise the wheel.
• Remove the loosened nuts and remove the punctured tyre.
• Replace it with spare tyre and tighten the nuts.
• Lower the jack till the tyre touches the ground, now retighten the nuts again in cross way (opposite nuts)
• Go to the nearest Petrol Pump and get the punctured tyre repaired.

Long Drive

• Wheel drums are not overheated, if overheated go for check up.
• Tyres are not Wearing Out in Patches, if yes, check up suspension.
• Do not open the radiator cap when engine is HOT.

Tools & Spares 

• Set of small and big screw driver, Set of spanners.
• Pliers, Plug spanner, Wheel jack, Lever, Wheel Spanner.
• Engine oil tin, Brake oil tin, Can of water, Set of Hose pipes, Loose electric wire, Point and Condensers, Fan-belt, Pair of bulbs.

Documents

• Valid Motor Driving Licence is a contract between you and the insurance company.
• Registration Certificate. (RC Book) .
• Tax Certificate. (TC Book) or One time tax paid receipt.
• Valid Insurance Certificate.
• PUC certificate